photo:Asia University

Support for International Students

Contact

Asia UniversityInternational Center

  • 5-24-10 Sakai, Musashino-shi,Tokyo 180-8629 JAPAN
  • Tel: 81-422-36-3255
  • Fax: 81-422-36-4869
  • E-mail: kkcinfo@asia-u.ac.jp

Insurance System

The Breakdown of the Insurance System

The insurance system is unique to our university, and it not only pays out indemnification for any death either by injury or illness, but it also covers any liability arising from wrongfully injuring someone, or from destroying objects that belong to others, or from fire damage to your property. The insurance also covers travel expenses for family members during an emergency (relief expenses).
All international students are required to join this insurance system. The university bears the insurance premium. If there are any claims for compensation, the university acts as a representative in executing any procedures with regard to claims, and benefits will be paid out accordingly.

The Breakdown of Indemnity Amounts

1. Injury or Death (Maximum amount 500,000 yen)

  1. ​Due to an injury or death as a result of an accident, within 180 days from the day of an accident.
  2. Due to an injury or residual disability as a result of an accident, within 180 days from the day of an accident.
 

2. Illness or Death (Maximum amount 500,000 yen)

  1. Death due to an illness.
  2. Death due to the onset of illness during the period of indemnity, or death due to the occurrence of the cause of an illness during the period of indemnity, or death within 30 days after the expiration of the period of indemnity due to the onset of illness and within 48 hours after the expiration of the period of indemnity.
 

3. Expenses for Relief Persons

In the following cases, travel expenses for up to 3 relief persons to come to Japan will be covered, such as family members (maximum amount 3 million yen):

  1. Due to an injury or death as a result of an accident, within 180 days from the day of an accident.
  2. Death due to an illness.
  3. Admission to a hospital for more than 7 days due to an injury or illness, where the attending doctor deems a caregiver to be necessary.
  4. When a passenger airplane or ship is in distress.
  5. Due to an accident, safety has not been confirmed.
  6. When an emergency search or rescue operation becomes necessary (when the individual’s safety has been confirmed, any expenses after that will not be covered).
 

4. Personal Liability Insurance (maximum amount 100 million yen)

  1. Personal Liability Insurance takes effect when there is an indemnity liability due to any injury that has been caused to others as a result of an unfortunate accident in everyday life, or for any destruction or damage that has been caused to another person’s property (there will be a personal payment of 1000 yen per accident).
 

5. Tenant’s Liability Insurance (maximum amount 10 million yen)

  1. Tenant’s Liability Insurance takes effect when there is an indemnity liability due to any damage incurred to a rented room due to an explosion or blowout.

The Breakdown of the Insurance System

Primary Cases That Are Not Covered Under the Scope of Indemnity

1. Injury or Death or Disability

  1. Deliberate injury.
  2. Injury due to suicidal act, committing a crime, or an act of aggression.
  3. Injury due to driving without a license, or driving under the influence of alcohol.
  4. Injury due to brain disease, illness, or insanity.
  5. Injury due to an earthquake, volcanic explosion, tsunami, war, or a riot.
  6. If the individual has cervical syndrome (whiplash) or has a backache but no other observable symptoms.
 

2. Illness or Death

  1. Deliberate illness
  2. Pregnancy, delivery, premature delivery, miscarriage or any other illness arising in connection with the aforementioned conditions.
  3. Dental disease.
 

3. Expenses for Relief Persons

  1. A deliberately caused accident or illness.
  2. Acts or crimes of aggression.
  3. War, or any other disturbances.
  4. If the individual has with cervical syndrome (whiplash) or has a backache but no other observable symptoms.
 

4. Personal Liability Insurance

  1. Accidents that were deliberately caused.
  2. Accidents that are directly caused while performing a task.
  3. Accidents with regard to vehicles, airplanes, ships, and firearms.
  4. Accidents that have been caused to any property that was entrusted from or borrowed from another person.
  5. Accidents due to earthquakes, volcanic eruptions, or tsunamis.
 

5. Tenants’ Liability Insurance

  1. Accidents that are directly caused as a result of renovations, extensions, or the demolition of the rented room.
  2. Accidents that are caused as a result of damage that was discovered after the tenant returned the rented room back to the owner.
  3. When there is a special contract with regard to any indemnity for damage between the renter and the owner of the room, and there is an added liability due to the special conditions.

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