Medical benefit system (Asia Gakuen Student Health Insurance Mutual Aid Association)

The "Student Health Insurance Mutual Aid Association" is a system that was created based on the spirit of mutual aid, in which students help each other. Under the current general social insurance system, only 70% of the treatment costs are covered when an insured visits a hospital for illness or injury, and the remaining 30% must be borne by the individual.
Therefore, "Asia Gakuen Student Health Insurance" is a system in which students contribute to the fund in the form of union dues, and the 30% of their own medical expenses is allocated to this (*Dental care is not covered).

Union member/union fee

Union members are regular students enrolled at the university (undergraduate/ Graduate School) and International Student (Intensive Japanese Course, exchange students, Sponsored Student). Your student ID card will be used instead of your union membership card, and your student ID number will be used as your union membership number.
*Union fees must be paid together with school fees every year.
Admission fee 500 yen (at the time of admission), annual association fee 3,500 yen (every year)

Details of Benefits and Maximum Benefit Amount

Benefits are limited to medical treatment covered by insurance, medical treatment/prescriptions not covered by general social insurance, medical certificates, vaccinations, complete health checkups, health checkups, traffic accidents, smoking cessation treatment that is not a disease, normal pregnancy/delivery, hospitalization difference Bed charges, meal charges, medical treatment and prescriptions at overseas medical institutions, and previous unpaid balances that have not been converted into insurance points cannot be reimbursed.
* All medical subjects except dentistry are eligible for benefits.
 
The upper limit of benefits under this system is 80,100 yen per month for hospitalization, outpatient visits, and prescriptions per union member, and 200,000 yen per year (for the relevant fiscal year).

Flow of medical benefits

Application period and payment date

The application period and payment date will be the dates specified by the Association. Please be sure to check the "Medical Expense Application Period List" below. Please note that we cannot accept applications that are even one day past the application period.
 

• Medical expenses application period list (2024)

Other activities

In addition to medical benefit activities, the association carries out the following activities as part of preventive benefit activities aimed at maintaining the health of members and giving back to members who do not receive medical benefits on a daily basis.

Preventive benefit activity	Blood donation event (around May, July, October) *Scheduled First-aid kit rental
Rebate benefit activity	Distribution of sports drinks during sports festivals

inquiry

The administrative work of the Association is conducted at the Student Affairs Office Student Center (Building No. 2, 1st floor). If you have any questions regarding usage or procedures, please do not hesitate to contact us.